Consumer's Independent Guide to
SMALL BUSINESS INSURANCE
If you own your own business or are a partner in one,
you're probably already familiar with risk. After all,
few things in life are riskier than launching and running
your own small business. Part of the risk of any small
business is the loss of critical tools and property or
liability to others. Either of which can cause loss of
income or even force you to close your doors.
Large companies employ full-time risk managers to keep their risk-taking to a minimum. But chances are that as a small-business operator, you are your company's risk manager, along with its personnel director, office manager, and possibly the entire staff all rolled into one.
While juggling all the jobs that need to get done to make your firm a smooth-running and profitable operation, you may already be asking yourself, "Who has time to think about insurance?" You do! Keeping risks and losses to a minimum is a cornerstone of business success, especially for small businesses. Take a few minutes now to check your risk factors, find out your insurance needs and learn the many options available to you. And remember choosing the right agent is as important as choosing the right insurance.
Created by the Independent Insurance Agents of America, this guide does not represent the provisions of any particular policy, but it can serve as a starting point to a complete package of protection.